the friend that puts money and time back in your pocket

gets your refunds, guards your subs, plans with your friends' folks. you come out ahead every week.

new to folk? sign up

it fights for your money

link your bank once (read-only). folk watches every charge, flags the subscriptions you forgot about, keeps you under budget, and texts you the second something looks off.

instant charge alerts

know the second your card gets hit — before the statement, not after.

subscription cleanup

folk finds every recurring charge and calls out the ones you haven't used in months.

budgets that talk back

“roast me every time i order doordash.” set a cap, folk enforces it in your texts.

odds & markets

live odds on anything, and play-money markets with your group chat. kalshi + manifold built in.

read-only via plaid · folk can never move your money

see how folk handles money

always on, all yours

the reason folk can fight for your money and stay on your goals: it runs on its own computer 24/7, connected to your bank, gmail, calendar, and the open web. you ask once - it keeps working while you live your life.

folk

it keeps you
locked in

reminders that follow up, meals that get logged, goals it won't let you ghost. text it once — folk stays on it and stays on you.

people who let folk run their week

real ways people are already letting folk watch, plan, and keep the crew together from chat

i played with folk and it found a restaurant in paris i'd never have picked. booked dinner with my wife that friday before i even opened maps.

Alexis Bonillo
co-founder, zenly

it remembers forever

every message, every task, every preference. folk remembers what you said you'd do - and what you meant to cancel. months of context, and it picks up where you left off, every single time.

  • private memory · only you can read it
  • encrypted at rest, end to end
  • browse · edit · delete anything, anytime

and yes — the boring stuff too

inbox triage, scheduling, drafting, digging things up. folk handles it without making it your whole personality.

email triagecalendarremindersdraftingresearchtravel & bookingsfiles & pdfs

folk keeps your people close

the friends you keep meaning to see? folk and their folk make the plan, find the time, and book the thing, so “we should hang out soon” actually happens.

  • your data stays private · one-way by design
  • every request needs your ok · nothing automatic
  • they only ever learn whether it got done

your data stays yours

folk remembers things for you, not about you. it's private, encrypted, and you can wipe all of it whenever you want.

yours alone

never sold, never used to train ai. ever.

private + encrypted

your stuff lives in its own cloud computer, isolated from everyone else and encrypted where we store it.

gone in seconds

delete your account anytime and your memory, messages, and cloud computer are destroyed. for good.

pick your plan

free

$0/ mo

free forever - text folk on iMessage, Telegram, or WhatsApp. no card, no clock.

  • chat as much as you like (fair use)
  • connect all your apps - Gmail, Calendar, Notion & more
  • link your bank - ask anything about your spending
  • browses the web and takes real action
  • remembers everything, forever
  • build up to 3 apps + 10 one-shot reminders a month
start free

$0/ yr. no credit card. free forever. upgrade anytime.

pro

$16/ mo$20

you save $48/yr

everything in free, plus frontier models and folk working 24/7 in the background - while you sleep.

  • frontier AI models for every reply
  • watches your inbox - texts you when something urgent lands
  • watches your money - instant texts on charges, budgets & subscriptions
  • monitors prices, websites, and listings 24/7
  • morning check-ins, briefings & recurring automations
  • location-aware nudges + deep research reports
  • unlimited image generation + build up to 25 apps
start saving 3 hours a week

$192/ yr. 14 days free for new members, then billed annually. no commitment, cancel anytime.

max

recommended

$80/ mo$100

you save $240/yr

everything in pro, plus the best AI models, priority support, and early access to new features.

  • everything in pro
  • the best AI models - or pick your own
  • a human answers your support texts same-day
  • 2x daily message capacity
  • new capabilities land on max first - crew features, voice, betas
subscribe to max

$960/ yr. 14 days free for new members, then billed annually. no commitment, cancel anytime.

or don't pay at all — invite friends and every one gets you a free month of pro.

they get a free month too — folk spreads through group chats, not ads. give a month, get a month.

same $20. more folk.

folk
ChatGPT
Claude
lives in iMessage, Telegram & WhatsApp
its own computer, online 24/7
plans with your friends' folks
books tables, watches flights
price
$20/mo
$20/mo
$20/mo

see all 17 comparisons

common questions

the things people ask before texting folk.

short answers about what folk can do, what it costs, and how your data stays yours.

less life admin,
more nights like this.

the friend that keeps your friends close, one text away.

We never sell your data or use it for training our models.

Your data is encrypted using industry-leading security practices.

a crew of friends hanging out
kayla
are we actually doing friday?
folk, sort it out
folk
done. friday 8pm at kayla's, all 9 of you are in.