formarkets
play money for the chaos · real markets when you mean it

make a market out of anything.

folk turns your group chat into a trading market: who blacks out tonight, the Super Bowl, the Fed. everyone trades from their own account. play money for the chaos, real markets when you mean it.

new to folk? sign up
iPhone 17 Pro Max displaying folk in iMessage
how it works

text folk. make a market. everyone trades.

  1. 1

    text folk

    no app to download. folk joins the group thread like any other friend - iMessage or Telegram.

  2. 2

    make a market

    "folk make a market: who blacks out tonight" - it's live in seconds, free mana for everyone.

  3. 3

    everyone trades

    each friend trades on their own account. folk tracks the odds and announces payouts to the chat.

two engines

two kinds of market. one chat.

make up your own for the group, or trade thousands of real-world markets. folk runs both, so you never leave the conversation.

play money · powered by Manifold

make your own.

spin up a market about literally anything: your friends, the night, the drama. free mana, instant, and everyone trades on their own. for the love of the game.

who blacks outtexts the exwe go out?
real money · powered by Kalshi

trade the real world.

pull live odds on sports, the Fed, elections, crypto and more. thousands of regulated markets. quote, confirm, done. real cash, your own account, hard caps.

super bowlfed ratebtc $150k
markets

if it's a question, it's a market.

from “who's late to the function” to the Super Bowl, just ask folk for the odds, or make your own.

tonightgroup · mana
Who blacks out tonight?
Jake41%
Nobody (lol)18%
M$2,400 poolthe degenerates
nflkalshi · $
Who wins the Super Bowl?
Chiefs35%
Eagles25%
$2.1M volKalshi · real
dramagroup · mana
Does Jake text his ex this weekend?
Yes (he will)64%
No36%
M$900 poolthe groupchat
fedkalshi · $
Fed rate decision in March
Hold steady59%
Cut 25 bps41%
$512K volKalshi · real
functiongroup · mana
Do we actually go out tonight?
Yes48%
We fold52%
M$1,150 poolthe roommates
cryptokalshi · $
Bitcoin above $150k this year?
No72%
Yes28%
$890K volKalshi · real
safety

fun, not reckless.

everyone trades for themselves

Each person's trade lands on their own account, not the owner's. You call it, it's yours.

play money by default

Group props run on free mana. It's for the love of the game. Nobody loses rent on a drunk trade.

real money is locked down

Go real (Kalshi) and there are hard per-trade and daily caps, plus a confirm before every trade.

you settle it

Whoever made the market calls the result. Folk announces the payouts to the whole chat.

formarkets

put the first market up.

text folk, pull your group in, and make the chat trade on tonight.

new to folk? sign up