Naira Budget Coach

plain-talk budgeting for your naira payday

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a look at what’s possible

split payday with 50/30/20

split payday with 50/30/20

enter your salary and it splits it into needs, wants and savings, with naira amounts for nepa or generator, data, transport, and family support.

illustrative preview
track bills and debts plainly

track bills and debts plainly

list your esusu contribution, loan repayments and monthly bills, and see what is due this week in plain, straight talk.

illustrative preview

A blunt but warm personal budget coach for Nigerians. Splits payday using a 50/30/20 rule adapted to naira realities (NEPA or generator, data, transport, family support, ajo or esusu), tracks bills and debts in plain talk, pushes saving habits, and helps you avoid overdraft and bank charges. Speaks plain lowercase-friendly Nigerian English with naira amounts.

what it'll do

weekly budget check in
every monday at 9am

before it starts, it'll ask: What day of the month do you usually get paid? (e.g. 25) · Roughly what is your monthly take-home pay in naira? (e.g. 180000)

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