before it starts, it'll ask: Which areas should we focus on? Choose any: saving money, life goals, health/fitness, or another area. · What one or more goals would you like to work toward? Share only what you are comfortable sharing. · Would you like scheduled check-ins? Choose a cadence and time, or say 'on demand only'. This skill does not activate background check-ins by default. · What tone helps you most? · Any optional constraints or preferences to account for, such as a tight budget, limited time, accessibility needs, or topics to avoid? You can leave this blank.