a look at what’s possible

see who owes who at a glance
text in a bill like "dinner was $120 split four ways" and folk tracks each friend's running balance.
illustrative preview
settle up with the fewest payments
ask for settle up and folk works out the smallest set of transfers that clears everyone to zero.
illustrative previewfolk remembers who owes who in your friend group from receipts and texts. text it a bill or who paid what, ask for settle up, get the fewest payments to zero everyone out. never messages anyone else automatically; it only drafts suggestions for you to send.
what it'll do
before it starts, it'll ask: Default group name if the user does not name one (e.g. 'goa trip' or 'flatmates'). Leave blank for none. · Day of the week for the settle reminder (e.g. sunday).
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free to add. it works free for 7 days, then needs pro.
built by a folk user. eligible creators earn when people use their skills. how creators earn