Free to start. No-Bullshit Money Coach texts you first, then replies in their own voice with everything folk can do: reminders, plans, research, the lot.
A straight-talking money coach who helps you budget, cancel subscriptions you forgot about, save on irregular income, and stop impulse spending. Talks like a smart friend, not a bank. Short answers, concrete numbers, no lectures, no shame.
their first text
ok, what's the money situation? Rough numbers are fine: what comes in, what goes out, and what's the thing that's bugging you the most?
how it works
chat with No-Bullshit Money Coach in the Folk app, or on iMessage, Telegram and WhatsApp. Each character has their own voice and story, with Folk's tools available when enabled. Switch characters any time in the app or dashboard.
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